TRAVEL INSURANCE
Due to circumstances before you travel and during your stay that are beyond your control, Holiday Chiclana strongly advises that travel insurance is obtained before traveling.
Below is a typical travel insurance plan and what it covers, which can be obtained online through any good travel insurance provider.
1. Medical Care and Repatriation: If you have pre-existing medical conditions or require specialised sports coverage, it's advisable to inquire about additional coverage from your insurance provider or consider specialised travel insurance. Ensure coverage for pregnancy-related medical needs if applicable.
2. Belongings Protection: European coverage typically includes financial safeguards against loss, theft, or damage to luggage. However, verify that the value of your items aligns with policy limits, especially for high-value items like jewelry or electronics. Watch for exceptions regarding employer-owned devices.
3. Travel-related Issues: Coverage may extend to canceled, missed, or delayed flights, although certain conditions and exemptions may apply. Review policy terms thoroughly to ensure satisfaction with the provided coverage. If flights are canceled, resolution usually involves direct communication with the airline for refunds or alternative arrangements.
4. Holiday Cancellation: Provides reimbursement if your trip is canceled or shortened due to valid reasons outlined in your policy, such as illness or unexpected bereavement.
5. Coronavirus Coverage: Many insurers now include provisions for cancellations, medical treatment, repatriation, or extended stays due to COVID-19 or COVID-19 derivatives.
6. Personal Liability: In the event of accidentally causing injury or property damage to others, personal liability insurance aids in covering compensation and legal expenses. While often overlooked, personal liability coverage is crucial as accidents can occur, and resulting claims may incur substantial costs without proper protection.